The story of driven, heartless, publishing executive, Carol Huffman, who on Christmas Eve is visited by the ghost of her former boss, Eve. Eve tells Carol that she has lost sight of the things that are truly important in life and that she is there to show her the error of her ways. Eve explains that normally there would be three ghosts for the job but due to budget cutbacks, she is in charge of Carol's journey through her past, present and future.
Faith comes home after learning of her father's tragic death. She must choose between finishing her education and taking over his ministry. Struggling to cope with his passing, she has an unwanted visitor to guide her through her pain.
Tom’s girlfriend dies in a tragic accident and he plunges into depression. May is shunned by the people around her because she claims she can see spirits. Sam is an expert masseuse and gives Tom great massages. Sam’s family loses their fortune and is forced to move in with his friend Tom, sleeping naked on the same bed. The three friends embrace on a journey that begins with the mysterious disappearance of Tom’s father, who leaves Tom with only a spiritual book and an ancient Tibetan Dzi Bead. It is not until Sam is trapped in a spiritual realm that they realise the importance of the items.